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Borrowing more against your home
Additional borrowing lets you access money that’s tied up in your home’s equity.
If you need an extra boost, we can see if borrowing more is right for you.
- Financial boost
- Extra money to help with home improvements, debt consolidation or other important things
- Flexible payments
- Repay over your full mortgage term or choose a shorter time to pay off the extra loan
- Expert advice
- Our mortgage advisors will chat through your needs to find a deal that suits you
How to apply:
- Get an agreement in principle to check how much more you can borrow
- Call us to book an appointment with a mortgage advisor
- Choose a loan with our team's expert help and advice
Get started
Get an idea of how much you can borrow with an agreement in principle. It only takes a few minutes and won't affect your credit score at all.
Get an agreement in principleDon’t risk losing your home – keep up your mortgage payments
Mortgages are secured on your home. Applicants must be 18 or over. All loans are subject to status.
Let's talk
If you're ready to apply or need some help, get in touch
Compare our mortgages
Check out our latest rates and see what your monthly payments might be.
Compare mortgage ratesGot a question?
Yes. As you are currently still in your fixed rate period you will have two options when looking to borrow extra money:
- Option 1 – You can take out the new money you are looking to borrow as a separate mortgage on one of our currently available products subject to an application being completed.
- Option 2 – You can add the additional money to your current mortgage, this may lead to you having to pay early repayment charges.
To find out the best option for you give our mortgage team a call on 0800 022 4313,
we're here Monday, Tuesday, Thursday and Friday 9am to 5pm.
Wednesday 9.45am to 5pm.
Yes, we will require a new valuation of the property to be carried out, depending on the product you choose to apply for the valuation may be free.
You should receive your funds within 6 – 8 weeks of us receiving your signed paperwork.